Saving

ID theft protection in the Baby Steps?

Should you include the cost of identity theft protection in the Baby Steps? Dave doesn't think so.

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Larger emergency fund?

Don and his wife work for the same company. Because of this, should they have a larger emergency fund? Dave has the answer.

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Separate emergency fund?

Is a separate emergency fund for pets a good idea?

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Expenses, not income

Dave explains to Lewis why an emergency fund should be based on three to six months of expenses, not income.

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