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Ask Dave

Change Investment Strategy For Retirement?

A listener is 10 years away from retirement and wonders if he should change how his investment money is distributed between mutual funds.

QUESTION: A listener is 10 years away from retirement and wonders if he should change how his investment money is distributed between mutual funds.

ANSWER: No. You need to enjoy the ride of this market back up. It’s coming back up. Not every day—the market doesn’t do that every day. But overall, it’s coming up. Don’t you wish you’d put $1 million in on March 9? You’d have $2 million right now. I don’t know where the bottom is, so I just keep investing with a long-term mindset.

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