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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.

Relationships and money

Pre-paid debit for kids?

Keith asks Dave's opinion of pre-paid debit cards for kids. Dave isn't a huge fan, and he suggests teaching children to handle money responsibly from a young age is a better approach.

Let him be mad

Emmanuel's dad has asked for a huge favor, and Emmanuel doesn't feel good about the situation. Dave says he has lots of reasons to say no to this over-the-top request.

Keep the bike!

Amanda and her husband are trying to get out of debt, and gain control of their money. They're having a disagreement over whether or not to keep a motorcycle left to Amanda when her father died. Dave urges them to keep the bike.

Pass on this deal

Cynthia's in-laws want to begin investing in real estate, and they have offered to help her and her husband buy a home. The catch is that her in-laws want some kind of ownership in the deal. Dave and his guest, Chris Hogan, are against the idea.

They're both right!

Danny and his wife are at a friendly impasse over his old sports car. He hardly ever drives the vehicle, so she says it's impractical to keep it. Still, Danny's emotionally attached to the car. They have a household income of $250,000 a year, and a net worth of around $3 million. Listen as Dave explains that they're both right, in a way, and there's nothing wrong with keeping the car.

Girlfriend debt account

James has no debt, and he's also gotten a good start on saving and retirement. He and his girlfriend are planning to get married soon, and she has about $90,000 in debt. She wants to get out of debt, and is trying to pay it off, so James asks Dave if he should start putting money aside to help with the debt after they're married.

You know what to do

Madaje lives in Boston, where she is having second thoughts about the unique relationship she has with her financially dependent boyfriend. Listen as Dave talks to her about the situation and helps her realize she already knows the right thing to do.

To be unclear is to be unkind

Alice's roommate says she's broke, and this has caused her to fall behind paying her half of the bills. Dave says Alice can offer to help her friend manage money better, but he advises Alice to be firm about the situation.

The teacher was wrong

Allison's daughter was given some inaccurate financial information by a college instructor. When Allison asks how to handle the situation, Dave gives her some practical advice and an amusing story regarding one of his own daughters.

It's okay to take control

Meghan's husband is a recovering addict, and she wants to know how they should handle their finances. Dave offers her some advice and encouragement for this difficult situation.