Interrupter CheckmarkInterrupter IconFacebookGoogle PlusInstagramGroupRamsey SolutionsTwitterYouTubeExpand MenuStoreCloseSearchExpand MenuBackStoreSign in
Skip to Main Content

Ask Dave

Don't tithe with credit cards

Melissa wants to know Dave's opinion on churches encouraging people to do e-giving with credit cards or debit cards. Dave isn't a fan of churches asking members to use a debt vehicle to pay their tithes.

QUESTION: Melissa contacted Dave via Twitter to ask his opinion of churches encouraging members to do e-giving with credit or debit cards. Dave talks a little about this scenario, and he encourages people to use debit cards instead of credit cards.

ANSWER: Well, I don’t believe in credit cards. So I’m not fond of churches telling people to use a debt vehicle to pay their tithes. Very few people distinguish between a debit card and a credit card when taking them.

I think e-giving is fine, but if I were the pastor—and we had an e-giving process—I would encourage people to use debit cards and not credit cards, that’s all. There’s nothing wrong with e-giving, like an ACH kind of thing or a draft. A lot of people do that and like the ability to give online.

I just don’t want to have a giving situation to your church turn into debt to you. And it surely can when it’s a credit card. That’s the bad part. The rest of it’s fine.