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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.


Many already know

Josh wonders how he can convince his fellow millennials that government isn't the answer to everything. Dave explains he thinks many millennials already know this.

What's your priority?

Joel has a pretty sweet deal while in college, but he still wants to move out and be on his own. Dave helps him evaluate his options and how each interacts with the others.

Giving beyond your means

Ben and his wife were asked to make a large donation to a charity they already support. They were told they could make the donation in monthly payments if they didn't have the entire amount at the present time. Ben doesn't like the feeling of this, and neither does Dave.

You're using it wrong

Amy is having trouble paying for school with her debit card, because the site says payments can be made by credit card or cash only. Dave walks her through the functionality of her debit card.

Outrageous generosity or foolish overspending?

Josiah wonders when "outrageous generosity" crosses the line and becomes foolish overspending. Dave's gives him some guidelines to consider, and includes biblical principle in his response.

I invented that later

Tiffany follows Dave on Twitter. She writes in to ask what he did to celebrate becoming debt-free. The answer might surprise you!

Loan converts to scholarship

Garrett is a high school senior, and he has a unique offer from a small, out-of-state college. Dave says the idea may not be as good as it sounds. He encourages Garrett to explore opportunities closer to home.

Don't tithe with credit cards

Melissa wants to know Dave's opinion on churches encouraging people to do e-giving with credit cards or debit cards. Dave isn't a fan of churches asking members to use a debt vehicle to pay their tithes.

Generating Passive Income

Taiwan from Phoenix, AZ, asks Dave for some ideas on generating passive income. Dave advises Taiwan not to get involved with get-rich-quick schemes, and explains the term "passive income."