Wastes of Money

Andy asks if a home warranty is a waste of money with a fully funded emergency fund.

QUESTION: Andy on Twitter asks if a home warranty is a waste of money with a fully funded emergency fund.

ANSWER: Yes. Even without one, it’s a waste of money. I don’t do extended warranties of any kind ever, Andy. That simple. They’re not a good deal. You’re better off to self-insure those things breaking down and put what would have been the profit and marketing dollars’ difference in your pocket.

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