Gambling Will Tear Us Apart

Tina is calling because her husband ran up some credit card debt without her knowledge. If she divorced him or separated from him, would she be responsible for the debt? Dave says no.

QUESTION: Tina in San Diego is calling because her husband ran up some credit card debt without her knowledge. If she divorced him or separated from him, would she be responsible for the debt? Dave says no.

ANSWER: If you didn’t sign your name on the cards, then you are not on the hook for them. Sometimes the judge will assign them to you, but credit card companies don’t have the ability to hold you liable. Divorce court may say this is marital debt and you’re going to share it. But you haven’t done a deal with the credit cards, so they don’t have you.

What’s more important to me is that you guys address these issues. This guy has a gambling addiction and he needs to get treatment for it. I think it’s a good idea for you guys to see a good marriage counselor. Some ways you can tell the difference between an addiction and a bad habit are if the person is lying to pull off their addiction or it’s damaging to their family. This is definitely those two things. Also, volume enters into the equation. One glass of wine doesn’t make you an alcoholic, but if they are having enough that it makes them a liar and affects their family, then we’ve got an addict. He needs to address his problem.

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