Kids Buying Their Own Clothing?

James asks at what age a child should buy his or her own clothing, or is it the parents' responsibility?

QUESTION: James on My Total Money Makeover asks at what age a child should buy his or her own clothing, or is it the parents' responsibility? Dave says he provides basic clothing, but anything extra, the child can provide from spending money.

ANSWER: It's a basic necessity that mom and dad should provide. Extra expensive clothing—maybe Junior can chip in the difference. Basic clothing is my job as the daddy and the mommy. I don't furnish their clothing after they leave home. We've supported them in college for food and clothing and shelter and that kind of stuff. It's part of the program for our kids when they went to college. I've got a grown daughter that's single and has her own job and has for many years. I haven't bought her a stitch of clothing except maybe her mother bought her a birthday gift or something. The same would be true of my married daughter. It's her job to buy her own clothing. We buy my son, who's in college, clothes up to a certain point.

We did a fun thing when the kids turned 14 or 15 years old. We put them on their own checkbook, and we put the money in their checkbook for them to buy their own clothing. They had to buy clothing that the parents approved of. It caused them to learn to shop and buy differently.