When To Start A Family

Is it right to be out of debt before starting a family, or do you even need to worry about that?

QUESTION: Listener thinks she needs to be out of debt before starting a family. Her husband wants to have a child before he’s 30, other wise he thinks he’ll be too old. Who is right?

ANSWER: When it’s time to have a kid, it’s time to have a kid. You don’t need to be debt free, but you do need to be on the same page and heading that way. Is he on the same page as you as far as intensity to get out of debt? If you’re both on the same page and are fired up about getting out of debt and willing to apply yourselves to get out of debt, then I wouldn’t wait to have children.

Jump-Start Your Goals!

Jump-Start Your Goals!

Get our 8-Day JUMP START series and weekly newsletter that are packed with articles and tools to help you win with money.

Reach Your Money Goals

Reach Your Money Goals

Start with a budget. Join the millions already budgeting with EveryDollar!

Create My (FREE) Budget

Thank You!

Your 8-Day Jump Start is on its way to !