Is It SEPP Time?

Laura wants to take advantage of a down market to invest in her SEPP IRA. Does Dave thinks that's the right thinking?

QUESTION: Laura wants to know when to invest money in her SEPP IRA. She has thought about doing it at tax time, but wanted to know Dave’s thoughts.

ANSWER: I wouldn’t change my normal investment patterns much with this market. I’m tempted to throw some money in there to see what it will do, but I don’t believe in timing the market. You can put a little in now, and a little more in at spring, and don’t watch the day to day ticker because it will give you ulcers.