Insurance

Should I Keep My Flood Insurance?

Trudy calls in from Tampa, FL, to ask Dave if she should keep her flood insurance policy. She's on course to become completely debt-free in a few months, and is wondering if she'll need the insurance at that point.

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When Is It Okay to Have Liability Only Car Insurance?

Kim's daughter is having health issues. She wonders if they should drop full automotive coverage to help save money.

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Paying the Insurance Penalty

Brian and his wife have whole life insurance. If they cash them out, there's a 7% penalty. If they wait a few years, they won't have to pay into the premiums anymore. Should they cash out the policies anyway?

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Invest Your Money Elsewhere

Waylon took out an insurance policy on his son. The mom doesn't know her family medical history, so Waylon took out the policy to make sure his son can have insurance later. Dave tells Waylon to drop the policy.

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