Insurance

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Sarah calls Dave from Mobile, AL, because she recently applied for life insurance with a child rider. However, she was denied the rider portion due to her son's condition. Dave offers some advice, along with hope for the future.

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Should I Keep My Flood Insurance?

Trudy calls in from Tampa, FL, to ask Dave if she should keep her flood insurance policy. She's on course to become completely debt-free in a few months, and is wondering if she'll need the insurance at that point.

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When Is It Okay to Have Liability Only Car Insurance?

Kim's daughter is having health issues. She wonders if they should drop full automotive coverage to help save money.

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Paying the Insurance Penalty

Brian and his wife have whole life insurance. If they cash them out, there's a 7% penalty. If they wait a few years, they won't have to pay into the premiums anymore. Should they cash out the policies anyway?

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