Insurance

Break even

Jay on Twitter asks Dave how to determine the amount of the deductible on your home insurance. Dave explains how this can be accomplished through a simple break even analysis.

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No insurance on cell phones

In his response to Lisa's question, Dave explains why he thinks taking out insurance on your cell phone is a bad idea.

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Discussion with mom and dad

Cherie calls in for her boyfriend, who is wondering if he should buy life insurance for his mom and dad. Dave says the idea is not a good long-term plan, and he gives some additional advice for this situation.

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Save extra instead

Sarah calls Dave from Mobile, AL, because she recently applied for life insurance with a child rider. However, she was denied the rider portion due to her son's condition. Dave offers some advice, along with hope for the future.

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