No Lightweight Problem

James says his wife has diabetes. Is there any hope of finding life insurance for her?

QUESTION: James on Twitter says his wife has diabetes. Is there any hope of finding life insurance for her?

ANSWER: Very difficult. It certainly depends on the type of diabetes, whether it’s I, II, III, whatever. Is it diet-controlled? Is it insulin? What is the severity of the diabetes? But very difficult. Diabetes is almost as bad as cancer or a heart attack for getting future life insurance. Very difficult. It can be done, and get in touch with Zander Insurance—zanderinsurance.com—but don’t expect to treat that as some kind of lightweight disease as far as the life insurance world. They are very serious about diabetes.