Insure My Vacation?

A listener wants to know if Dave thinks it’s wise to buy trip insurance for a Hawaiian vacation.

QUESTION:A listener wants to know if Dave thinks it’s wise to buy trip insurance for a Hawaiian vacation in case one of the family members contracts the H1N1 flu.

ANSWER: I wouldn’t buy trip insurance strictly because of the H1N1 flu. The probability of it affecting your trip is likely a lot less than the news indicates. Keep things in perspective. Would I buy the insurance with small children? I might. It might not be a bad investment at all. But I wouldn’t do it based just on the H1N1 flu.