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Ask Dave

Insurance With No Income?

You can't get long-term disability insurance on someone who doesn't work outside the home.

QUESTION: Listener asks if you can get a long-term disability insurance policy on someone who doesn’t work outside the home.

ANSWER: You can’t get long-term disability insurance on someone who doesn’t have an earned income. The reason being, it’s based on their income, and someone who doesn’t work outside the home doesn’t have one.

Do You Have the Right Coverage? 

Do You Have the Right Coverage? 

Find out with our free 5-Minute Coverage Checkup!
Take the Coverage Checkup

Do You Have the Right Coverage?  

Find out with our free 5-Minute Coverage Checkup!
Take the Coverage Checkup