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Ask Dave

Accidental Death and Dismemberment

Dave tells Kim that accidental death and dismemberment insurance is a gimmick - you're not double dead if you die by accident!

QUESTION: Kim is enrolling for benefits. She asks why Dave doesn’t recommend accidental death and dismemberment. It’s a gimmick, Dave says.

ANSWER: You’re not double dead if you die by accident. Accidental death and dismemberment is a gimmick. Your family needs the same amount of life insurance no matter how you die because they need to replace your income.

Do You Have the Right Coverage? 

Do You Have the Right Coverage? 

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Do You Have the Right Coverage?  

Find out with our free 5-Minute Coverage Checkup!
Take the Coverage Checkup