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Ask Dave

HSA Rollover

Yes, the unused balance of a health savings account does roll over each year.

QUESTION: Jim asks if the unused balance of a health savings account rolls over each year.

ANSWER: Yes it does. You might be thinking of something like a cafeteria or a 125 plan, which are called medical savings accounts. Those don’t roll over, so don’t overfund them. But health savings accounts totally roll over.

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Do You Have the Right Coverage?  

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