Which Life Insurance?

Leanne's 19-year-old son doesn't really have a need for life insurance at this point.

QUESTION: Leanne asks Dave for life insurance recommendations for her 19-year-old son who lives at home.

ANSWER: He has no need for life insurance except to bury him, which he probably gets in his health insurance at work. Young single people with no liabilities and no one who leans on them don’t really have a need for life insurance. He should be investing and saving and stay out of debt. Then, once he gets a wife and kids, get term life insurance equal to 10 times his income.