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Ask Dave

Travel Insurance?

Travel insurance is fine, but if you're certain that you're going to take the trip, then you won't need it.

QUESTION: A listener asks if she should get an $85 travel insurance policy for a cruise.

ANSWER: If you’re uncertain about your circumstances during the time frame your trip is planned, then you may want to plan the trip for another time.  There’s nothing wrong with travel insurance, but if you’re certain that you’re actually going to take the trip then you won’t need it.