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Ask Dave

Life Insurance For Baby?

Dale should just add a rider on his existing term policy if he wants to cover his baby, but he shouldn't get the ripoff, Gerber plan.

Dale asks if it’s a good idea to take out a life insurance policy for a baby.


Read what Dave says:
You should just add a rider on your existing term policy if you want to cover your baby.  Do not get the Gerber plan – it’s a rip-off deal.  Don’t ever buy any type of insurance in order to investment.