Insurance

It's a gimmick

Steve asks Dave about a new supplemental insurance that covers layoffs. Dave thinks it's just a gimmick. He advises Steve to self-insure for things like this with an emergency fund.

Toggle Show Transcript

A bad move

Tanner found himself in a mess, thanks to his insurance agent's advice and a whole life policy. Dave helps explain and unravel things, and he advises Tanner on his next move.

Toggle Show Transcript

To file, or not to file?

Ben asks Dave how you know when to file a claim on your homeowner's insurance coverage versus taking care of things yourself. Dave gives him a "painful" answer.

Toggle Show Transcript

Insurance needs

Gina knows Dave recommends having 10 to 12 times your annual income in term life insurance coverage. She asks if the amount should be based on gross or net income.

Toggle Show Transcript