Evaluating insurance needs
Dave talks to a divorced, single mom about insurance needs.
Dave has answered thousands of money questions over the years.
Find the answer to your question here.
Dave talks to a divorced, single mom about insurance needs.
A listener asks what options they have if their profession is not insurable for disability.
Is return of premium life insurance too good to be true? Nope, it's a rip off. Dave gives Tommy some good advice.
Dental insurance? Dave has a better idea.
Mortgage disability insurance during Baby Step 2? Dave doesn't think so, and he offers a better solution.
Should you include the cost of identity theft protection in the Baby Steps? Dave doesn't think so.
Steve asks Dave about a new supplemental insurance that covers layoffs. Dave thinks it's just a gimmick. He advises Steve to self-insure for things like this with an emergency fund.
Tanner found himself in a mess, thanks to his insurance agent's advice and a whole life policy. Dave helps explain and unravel things, and he advises Tanner on his next move.
Ben asks Dave how you know when to file a claim on your homeowner's insurance coverage versus taking care of things yourself. Dave gives him a "painful" answer.
Julie's mom is older, and she has some mental issues. Julie asks Dave if it's too late for long-term care insurance, and Dave advises her to talk to an insurance broker.