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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.


Return of premium? Nope!

Is return of premium life insurance too good to be true? Nope, it's a rip off. Dave gives Tommy some good advice.

It's a gimmick

Steve asks Dave about a new supplemental insurance that covers layoffs. Dave thinks it's just a gimmick. He advises Steve to self-insure for things like this with an emergency fund.

A bad move

Tanner found himself in a mess, thanks to his insurance agent's advice and a whole life policy. Dave helps explain and unravel things, and he advises Tanner on his next move.

To file, or not to file?

Ben asks Dave how you know when to file a claim on your homeowner's insurance coverage versus taking care of things yourself. Dave gives him a "painful" answer.

Use an insurance broker

Julie's mom is older, and she has some mental issues. Julie asks Dave if it's too late for long-term care insurance, and Dave advises her to talk to an insurance broker.

Special needs coverage

Alicia and her husband have a special needs child. She asks if they should take advantage of the child rider on their insurance policy. Dave thinks it's a good idea in their situation and explains why.

Do You Have the Right Coverage? 

Do You Have the Right Coverage? 

Find out with our free 5-Minute Coverage Checkup!
Take the Coverage Checkup

Do You Have the Right Coverage?  

Find out with our free 5-Minute Coverage Checkup!
Take the Coverage Checkup