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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.

Home buying

A Dangerous Thing at That Age

Suzanne and her husband are considering moving into a retirement community, but they will need a mortgage in order to do so. Dave encourages Suzanne to search for other options that don't include debt.

Does Everyone Start at Baby Step 1?

Justin's only debt is the mortgage on his house. When he goes through Financial Peace University, should he restart the Baby Steps in order to establish the intensity?

Playing With House Money

Andrew and his wife are debt-free and saving for their first home. They have $75,000 in savings. Where should they place this money so that it's working for them while they save?

Do I Pay Off the House or Invest More?

Walt asks if you should pay extra on a mortgage that will be paid off in the next couple of years or invest that money over and above Dave's recommended 15% for retirement once you are on Baby Step 6.

Should We Take Out a Loan For a Land Lot?

Jim and his wife found a property that they want to build their dream house on, but they are putting all their money on paying off the mortgage. Is it all right to take out a small lot loan for $69,000?

No Credit Score Required

Matt asks how to get a mortgage without a credit score. Dave says it's all about manual underwriting.

Should We Buy a House or Rent?

Michelle and her husband are newly married and currently renting. They are paying $1,200 a month. What range of houses should they look at with an income of $7,000 a month?

Buy a House with an Agent Who Serves, Not Sells

Buy a House with an Agent Who Serves, Not Sells.

You need an agent who cares more about you than their commission check.
Find a Buyer's Agent

Buy a House with an Agent Who Serves, Not Sells.

You need an agent who cares more about you than their commission check.
Find a Buyer's Agent