Her Blessing Was To Be a Blessing

David needs a pep talk. His mother died years ago and left him an inheritance. He could be debt-free in 10 minutes, but he feels like if he sells off the stock, he will lose a piece of her.

QUESTION: David in Memphis needs a pep talk. His mother died years ago and left him an inheritance of $60,000 in stock. He could be debt-free in 10 minutes, but he feels like if he sells off the stock, he will lose a piece of her. Dave explains to him how, if he is through borrowing money, he will put her legacy to good use.

ANSWER: She’s given it to you through your inheritance so you have a better life. The best way for you to have a better life is to be debt-free and use what used to be debt payments to invest. You’ll end up with more money because you won’t have the risk and the pull of interest and all the other problems.

Unless you can tell me differently, I don’t visualize this being a lady who had a conversation with you and said, “I’m going to leave you this stock. Never cash it out. Always keep this stock no matter what happens.” She didn’t say that. She said, “I did good in my life, and here’s your share of my doing good—to be a blessing to you so you can go and have a better life.” That’s what the inheritance said, right?

I think you gave this stock more power than she gave it. You’ve gotten her blessing, and her blessing was to be a blessing. She just used the stock to do it.

Go be debt-free. Today’s the day.