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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.


Rent-to-own? Nope!

Josh wants to know how Dave feels about rent-to-own purchases. He quickly learns Dave doesn't like them on any level.

Your habits need to change

Walter wants to use a credit consolidation option to help pay down $40,000 in debt. Dave advises against this, saying the biggest problems Walter faces are his own habits and behaviors.

Leasing equals financing

Monica wants to know what Dave thinks about leasing cell phones. It comes as no surprise to find Dave is not a fan.

They're incompetent

Jeffa's husband has student loan debt, and his loan servicer has lost all information pertaining to the loans. Dave tells them to keep bugging the servicer until they find someone smart enough to solve the problem.

A war on cash

Dave believes business owners in America are too smart to fall for Visa's latest program. Listen as he takes on the credit card giant's arrogant war on cash.

Bad advice from a bad friend

A friend has suggested that Jennifer and her husband not pay their credit card bills in order to get a settlement and pay less. Jennifer isn't sure about this, but Dave is - he's sure it's a bad idea.

Are you serious?

Lynn's husband has an idea that leaves Dave in disbelief. Listen as they discuss his odd plan.

You don't need it

Maria wants to get a secured credit card to help improve her credit score, because she wants to buy a house soon. Dave doesn't think this is a good idea.

Business or personal?

Tony and his wife are on Baby Step 2 of Dave's plan. Tony started a part-time business last year with a friend, and the business has about $6,000 in debt, which Tony signed for. He asks Dave how that plays into his family's plans to pay off debt. Listen to the conversation, as Dave works through what Tony is up against and explains there's really no difference between business debt and personal debt here.

Disability garnished?

Kammie asks Dave if a person's wages can be garnished if they're on disability. Dave addresses the question, and lays out a plan for handling the short-term and long-term aspects of the situation.

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Jump-Start Your Journey!

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Jump-Start Your Journey!

Pay off debt. Save your money. Get started with our free 4-Day Jump Start.