No Record, No Victory

Scott settled a debt 15 years ago. He didn't keep the paperwork and now the collection agency is trying to get $8,000 from him. What words of encouragement does Dave have?

QUESTION: Scott in California negotiated a settlement on a debt 15 years ago. He didn't keep the paperwork and now the collection agency is trying to get $8,000 from him. They have a court date on Thursday. What words of encouragement does Dave have?

ANSWER: These guys are turkeys, but what you've experienced is nothing outside the realm of normal. As far as encouragement goes, I don't know. It's your word against theirs as to what the deal was. You've got nothing in writing to prove you had that deal. I don't know how the judge is going to look at that. I'm not sure you're going to win that since you have no proof. It's a tough place to be.