Just Pay The Bill

Ryan received a collections notice for a hospital bill for about $600 from last year. He called, and there is no settlement option. They want the full amount from him. Dave tells Ryan he'd just pay it.

QUESTION: Ryan in Maryland received a collections notice for a hospital bill for about $600 from last year. He called, and there is no settlement option. They want the full amount from him. Dave tells Ryan he’d just pay it.

ANSWER: It’s going to be very difficult and expensive for them to collect from you all the way in Maryland. They can go to court. They’re going to win. You owe the money. There’s nothing to defend. It’s just a matter of negotiation at this stage of the game.

This is a big hit, and it kind of throws you off kilter, but you knew it was hanging out there. It’s a legitimate bill, and you have the money. I’d pay it. I’d just pay it. I hate to respond to their bullying, but all of that aside, you have the money. It’s a legitimate bill. They’ve not jacked the bill up—a little bit, but not much. Yeah, I’d just pay it. You’ll have a receipt from that check after paying it. You can get proof that it cleared at any time. You need to get an email or something in writing for that exact amount by a certain date, and then overnight mail it to them.

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