Backtracking Into Dumb Decisions

Kerry needed a vehicle after the engine blew in the old one. She took out a loan for the rest. Her husband wanted to pay cash but gave in. Now, he wants nothing to do with the car.

QUESTION: Kerry in Missouri needed a new vehicle after the engine blew in the old one. They got $4,500 for her car, so they ended up taking out a loan for the rest. Her husband wanted to pay cash but gave in to Kerry. Now, he wants nothing to do with the car. Dave tells Kerry her husband is in a funk because Kerry broke the principles of the plan.

ANSWER: You've got my opinion on the whole situation. You went through Financial Peace University, didn't you? Can you possibly imagine that I would have told you to do what you did? There's not a chance under the sun I would've told you to do that. You knew that. Now, if you want to do it, you're a grown-up. I'm not going to be mad at you. You're allowed to do what you want to do.

What's my opinion on the situation? You know I wouldn't have done this. It was a bad idea. I really don't give a crap about all of your rationalizations. I understand why he's in a funk. He thought you guys were on a plan, and then he caved to your demands and went against his principles. Now he feels like a wuss.

It shouldn't jeopardize your marriage. He needs to man up and say, "I agreed with this, and I'm going to suck it up and we're going to work through this and get it paid off together." I've got to tell you if I'm in your marriage, the next time this crap comes up, you're going to have a dog fight on your hands, kid. I think he knows you made a mistake, and I think he knows he let it happen. My advice to him would be we're here, you made a mistake, live with it, learn from it, and go on. It was just a setback. In my opinion, your job is to be that much more earnest and intense to get the mess cleaned up.

You need to understand you stepped all in his stuff. He let it happen, so he bears responsibility for that. But you guys went against everything that we teach.