Are You Willing To Step Off The Track?

Jessica says her family is planning a trip to New York City to visit her grandparents, who were recently placed in a nursing home. She and her husband are in Baby Step 2. Is it okay for them to go?

QUESTION: Jessica in Oklahoma City says her family is planning a trip to New York City to visit her grandparents, who were recently placed in a nursing home. She and her husband are in Baby Step 2, and the trip will cost them about $1,000. Is it okay for them to go?

ANSWER: You’re making great progress. It’s certainly not going to cause you to go bankrupt. You can do whatever you want to do. You’re a grownup, and this sounds like a very important trip to you guys. I can tell you what Sharon and I did when we were getting out of debt. We didn’t do anything. We didn’t use any rationalization. There was no reason that we would do anything except get out of debt. You can make the call. Mathematically, it’s not going to kill you. The question is, are you willing to step off the track? It’s dangerous to step off the track.