Girlfriend Owes Full Amount?

QUESTION: Blaze’s girlfriend owes $4,000 on a credit card. She makes $500 a month working part-time and was told that she now owes the entire balance. Does that mean it’s gone to collections?

ANSWER: You say the minimum payment is $100 a month, so that's all she's required to send in.  They'll send you a bill in the mail saying it's all due today.  You'll call them on the phone and they'll yell at you saying it's all due today.  Bottom line is she owes the minimum payment.  Now if she's not sending that in you'll find yourself in a mess real quick.