Improve the FICO Score
Dave says WHO CARES about your FICO score if what you need to worry about is getting out of debt!
QUESTION: Steve has $25,000 in debt on 17 accounts. If he pays it off, will his credit score increase?
ANSWER: Who cares?! What you need to worry about is getting out of debt. We’re not going to worship at the altar of the FICO score. Get out of debt as fast as you possibly can.