Credit Scores and Legal Aliens?

Why would you want to establish credit? You can pay cash for anything that you would buy with credit.

QUESTION: Julia doesn’t have a credit score. Though she’s attempted to open some credit cards, she hasn’t been able to because of her “legal alien” status in the United States.  How can she establish her credit?

ANSWER: Why would you want to establish credit?  You can pay cash for anything that you would buy with credit.  Get a business debit card that you can use for your business and a personal debit card in order to keep your personal and business finances separate.  You DON'T have to establish credit to live in America!