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Ask Dave

Keeping Credit Card Statements?

Dave recommends keeping credit card statements for a couple of years, but keeping old settlement letters FOREVER.

QUESTION: A listener asks how long he should keep records of his old credit card statements and receipts.

ANSWER: Keep a couple year’s worth of credit card statements.

Also, make sure you keep any letters and/or receipts from credit card companies in regard to old debts that you settled on for less than the full amount.  Keep these forever – don’t ever throw them away.  You never know when the companies could come back and ask you to prove that you settled or paid off the debt.

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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Free Assessment