Sued For Debt?

Meredith has three options for what to do now that she has been served with papers for a debt.

QUESTION: Meredith was served papers for a debt.  What step should she take next?

ANSWER: You have three options.

1.    Settle on a payment plan with the attorney’s office where you pay everything back over a given time period.
2.    Make a lump sum offer of $3,000 - $4,000 in cash.  Make sure you get it in writing that they have agreed to take that as settlement in full.  The debt will be wiped out then. 
3.    Allow the lawsuit to go through and allow them to garnishee your wages.