Budgeting

Do Rich People Need The Envelope System?

Craig asks if you ever reach a point during the Baby Steps where you stop using cash and the envelopes. Dave says he hasn’t.

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Pausing The Snowball For A Car

Jonathan and his wife are paying off some student loans. He’s driving a car that is on its last legs. Is it okay for them to put the snowball on hold to save up money for a car?

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Budgeting Daycare Costs

A Twitter listener wants to know what percentage of income should be dedicated to childcare. Dave says he doesn’t have a particular percentage when it comes to childcare.

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Take A Second Look

Tara and her husband don’t feel as if they’re making any progress on their debt. They haven’t been able to get past Baby Step 2 since events keep knocking them back from progress. How can they start moving forward?

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