Budgeting

Pausing The Snowball For A Car

Jonathan and his wife are paying off some student loans. He’s driving a car that is on its last legs. Is it okay for them to put the snowball on hold to save up money for a car?

Toggle Show Transcript

Do Rich People Need The Envelope System?

Craig asks if you ever reach a point during the Baby Steps where you stop using cash and the envelopes. Dave says he hasn’t.

Toggle Show Transcript

No Xbox During Baby Step 2

Matthew is calling because lightning hit his Xbox and his router yesterday. Can he stop his debt snowball to save up and replace them?

Toggle Show Transcript

Budgeting Daycare Costs

A Twitter listener wants to know what percentage of income should be dedicated to childcare. Dave says he doesn’t have a particular percentage when it comes to childcare.

Toggle Show Transcript