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Ask Dave

Dave has answered thousands of money questions over the years.
Find the answer to your question here.

Budgeting

A Squirrel Fund

Cathy's husband works construction, so in the winter, they barely scrape by. Should they build an emergency fund for the slow times?

Using the Extra

Victor just worked some overtime and brought home $2,900 with this paycheck. Should he and his wife put some extra money toward their kids' birthdays this month or put the extra toward their debt?

Concentrate On Building Wealth

Max is on Baby Step 4. He's renting because he's active duty military, unmarried, and has no children. He isn't sure how to think of the later Baby Steps because of his situation.

Envelope Excess

Angela asks what to do with leftover envelope money at the end of the month.

Pacing the Work Hours

Carrie and her husband want to cash-flow an adoption, and they have $14,000 in debt. They make $63,000 a year. The adoption will cost about $12,000. Should her husband take on another job to help cash-flow this?

You Cannot Out-Earn a Budget

Kristen and her husband are trying to decide if she can afford to stay home with their son. Dave is concerned about such a significant income drop and adjusting lifestyle.

Mad Money Budget

Alex and his wife are trying to determine how much mad money they should each have per week. Does Dave have a suggestion?

Budgeted Fun

Elizabeth thinks it's fine to pay $100 for a bottle of wine if you want to and it's budgeted, but her coworker says no way. Dave says Elizabeth is correct with a caveat.

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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
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Get a FREE Customized Plan for Your Money! 

Answer a few questions, and we'll create a plan tailored just for you. It only takes three minutes!
Take the Free Assessment