Short Term or Greater Good?

Lauren wants to know how to stop impulse spending. She wants to move to cash but doesn't know how to stop using the debit card. Dave tells Lauren he never carried a debit card and only carried cash.

QUESTION: Lauren from My Total Money Makeover wants to know how to stop impulse spending. She wants to move to cash but doesn’t know how to stop using the debit card. Dave tells Lauren he never carried a debit card and only carried cash.

ANSWER: I didn’t carry a debit card. I went straight to cash. If you don’t carry it with you, it’s hard to use it.

Here’s the thing. You’re kind of asking how you stop eating so much when there’s food everywhere. You have to decide. It’s a decision. I’m not living like this anymore.

I was sitting in a meeting this morning, and we had lunch brought in. I had a nice salad brought in, and they put a nice chocolate chip cookie right on top of the stupid salad. One of these things is not like the other. Why do they do that? Then three other people in the meeting piled their chocolate chip cookies on top of mine. We finished eating, and those stupid cookies are sitting in the middle of the table in the meeting, and I’m trying to have this meeting. Those cookies are bothering me. Finally, I just took them and threw them in the trash because I knew if they kept lying there I was going to eat them. How did I do that? I decided after running three miles this morning and working out for an hour with my trainer that I didn’t want to offset all that work I had just done with a stupid chocolate chip cookie, which I love!

I want the greater good, so I give up the short term. No discipline seems pleasant at the time, the Bible says, but it yields a harvest of righteousness. You’ve got to decide the greater good is worth the sacrifice. Until you do, you won’t do it.

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