Budgeting

Laptop dilemma

Lisa and her husband have just started Dave's plan. Previously, they told their nephews they would buy them laptop computers for college. Now, this would mean postponing the Baby Steps or taking on more debt. Dave sets them straight, and reminds Lisa it's difficult to be generous when you're broke.

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Rent-to-own? Nope!

Josh wants to know how Dave feels about rent-to-own purchases. He quickly learns Dave doesn't like them on any level.

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A Properly Budgeted Christmas

When you don't budget for Christmas, how do you figure out how much you can spend?

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Save up, self insure

Shelby asks Dave if she should buy coverage offered by the gas and phone companies to cover lines running to her house from the street. Dave says no, and he tells Shelby the best plan for something like this is an emergency fund.

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