The Turning Point

Michelle asks a question that will change her life.

QUESTION: Michelle is on Dave’s plan. She owes $15,000 on her car, but doesn’t like it. She found a car she likes for $16,000. She wants to trade the car in, but will only get $10,500 for it. How can she afford to move up in car without paying a big monthly payment? That last statement indicates a huge turning point in her life, says Dave.

ANSWER: This is THE question that will make you rich. You didn’t ask how much a month, you asked how much. At that point, you moved from middle class and never getting ahead to someone who will be rich one day. As soon as you pay off this car, you save up until you have the cash to move up. At that point, you probably won’t care anyway.