////////////////////////////////////////////////////////////////////////////////
//
// Dave Ramsey Call Of The Day Widget
//
// Authors: Phil Harvey
// Date: June 2008
// Copyright (c) Lampo Licensing, LLC. All rights reserved.
// http://www.daveramsey.com
//
////////////////////////////////////////////////////////////////////////////////

var lampo = lampo || {}; // preserve the lampo namespace if it already exists

lampo.util = {
	loadCSS: function(url) {
		var head = document.getElementsByTagName('head')[0];
		var l = document.createElement('link');
		l.rel = 'stylesheet';
		l.type = 'text/css';
		l.href = url;
		head.appendChild(l);
	},
	mergeHash: function(dest, source) {
		for(var property in source) {
			dest[property] = source[property];
		}
		return dest;
	},
	getOptions: function(options, defaults) {
		return lampo.util.mergeHash(defaults || {}, options || {});
	}
};

lampo.browser = {
	IE: !!(window.attachEvent && !window.opera)
};
	
lampo.cotd = {
	Widget: function(content, options) {
		this.options = lampo.util.getOptions(options, lampo.cotd.Widget.defaults);
		
		var defaultWidth = this.options.width;
		this.dontAnimate = !this.options.animate;
		this.orientation = this.options.orientation;
		
		this.baseUrl = content.baseUrl;
		
		// dynamically load our style sheet (think "CSS on-demand" ;)
		lampo.util.loadCSS(options.stylesheet);
		
		if(window.location.toString().match(/daveramsey\.com/)) {
		    this.bottomBorderColor = '#000000';
		} else {
			// fetch the background color of the body tag
		    var body = document.getElementsByTagName('body')[0];
		    this.bottomBorderColor = body.bgColor;
		}
		
		// get the width parameter if it was passed in on the script tag's src attribute
		var scriptTags = document.getElementsByTagName('script');
		for(var i = 0; i < scriptTags.length; i++) {
			var src = scriptTags[i].src;
			if(src) {
				var matches = src.match(/\?width=(\d{3,4})$/);
				if(matches !== null && matches.length == 2) {
					this.width = parseInt(matches[1], 10);
				}
			}
		}
		
		this.buildDOM();
		
		if(this.width >= defaultWidth && this.width <= 9999) {
			this.element.style.width = this.width + 'px';
		} else {
			this.width = defaultWidth;
		}
		
		this.element.parts.title.onclick = this.toggleHandler;
		
		this.content = content;
		this.open = false;
		this.animating = false;
		this.CSS = lampo.cotd.Widget.CSS;
		this.CSS_Class = lampo.cotd.Widget.CSS.Classes;
		this.setTitle(this.content.title);
		this.renderPlayer();
		
		this.calcDimensions();
		
		this.used = false;
	}
};

lampo.cotd.Widget.prototype = {
	calcDimensions: function() {
		// calculate the widget's collapsed and expanded height
		var c = this.element.parts.content;
		var cw = this.element.parts.contentWrapper;
		
		this.renderBody(true);
		c.expandedHeight = c.offsetHeight;
		cw.expandedHeight = cw.offsetHeight;
		
		this.renderTeaser(true);
		c.collapsedHeight = c.offsetHeight;
		cw.collapsedHeight = cw.offsetHeight;
	},
	setTitle: function(title) {
		var titleDiv = this.element.parts.title;
		titleDiv.innerHTML = '';
		var h = document.createElement('h3');
		h.innerHTML = title;
		titleDiv.appendChild(h);
	},
	setContent: function(content) {
		var contentDiv = this.element.parts.content;
		var sub = document.createElement('div');
		sub.id = this.CSS.Elements.SubContent;
		sub.style.width = (this.width - 111) + 'px';
		if(lampo.browser.IE) {
			sub.style.paddingLeft = '0px';
		}
		sub.innerHTML = content;
		
		contentDiv.innerHTML = '';
		contentDiv.appendChild(sub);
	},
	bindToggle: function() {
		// bind toggle link
		var toggle = document.getElementById(this.CSS.Elements.ToggleButton);
		if(toggle) toggle.onclick = this.toggleHandler;
	},
	showBodyContent: function() {
		//this.setContent(c.body + '&nbsp;<span id="' + this.CSS.Elements.ToggleButton + '">' + this.options.toggleCollapseTitle + '</span>');
		this.setContent(this.getBodyContent());
		this.element.parts.content.className = this.CSS.Classes.Body;
		
		this.bindToggle();
		
		if(this.options.bottomBorder) {
			this.element.parts.contentWrapper.style.borderBottom = '16px solid ' + this.bottomBorderColor;
		}
	},
	renderTeaser: function(dontAnimate) {
		var c = this.content;
		var content = this.element.parts.content;
		var contentWrapper = this.element.parts.contentWrapper;
		
		if(this.options.bottomBorder) {
			this.element.parts.contentWrapper.style.borderBottom = '';
		}
		//this.setContent('<p>' + c.teaser + '&nbsp;<span id="' + this.CSS.Elements.ToggleButton + '">' + this.options.toggleExpandTitle + '</span></p>');
		this.setContent(this.getTeaserContent());
		this.element.parts.content.className = this.CSS.Classes.Teaser;
		
		if(!dontAnimate && !this.dontAnimate) {
			this.animating = true;
			this.hidePlayer();
			var a = new Animator({
				onComplete: function() {
					var widget = lampo.cotd.Widget.getInstance();
					widget.showPlayer();
					widget.animating = false;
				}
			});
			a.addSubject(
				new CSSStyleSubject(
					this.element.parts.content,
					'height: ' + content.expandedHeight + 'px;',
					'height: ' + content.collapsedHeight + 'px;'
				),
				new CSSStyleSubject(
					this.element.parts.contentWrapper,
					'height: ' + contentWrapper.expandedHeight + 'px;',
					'height: ' + contentWrapper.collapsedHeight + 'px;'
				)
			);
			a.play();
		}
		this.used = true;
		
		this.afterTeaser();
		
		//var toggle = document.getElementById(this.CSS.Elements.ToggleButton);
		//if(toggle) toggle.onclick = this.toggleHandler;
	},
	renderBody: function(dontAnimate) {
		var c = this.content;
		var content = this.element.parts.content;
		var contentWrapper = this.element.parts.contentWrapper;
		
		if(!this.used) {
			var p = this.element.parts.player;
			if(content.expandedHeight) {
				content.expandedHeight = p.offsetHeight + content.expandedHeight + 0;
				contentWrapper.expandedHeight = p.offsetHeight + contentWrapper.expandedHeight + 0;
			}
		}
		
		this.beforeBody();
		
		if(!dontAnimate && !this.dontAnimate) {
			this.animating = true;
			this.hidePlayer();
			var a = new Animator({
				onComplete: function() {
					var widget = lampo.cotd.Widget.getInstance();
					widget.showBodyContent();
					widget.showPlayer();
					widget.animating = false;
				}
			});
			a.addSubject(
				new CSSStyleSubject(
					this.element.parts.content,
					'height: ' + content.collapsedHeight + 'px;',
					'height: ' + content.expandedHeight + 'px;'
				),
				new CSSStyleSubject(
					this.element.parts.contentWrapper,
					'height: ' + contentWrapper.collapsedHeight + 'px;',
					'height: ' + contentWrapper.expandedHeight + 'px;'
				)
			);
			a.play();
		} else {
			this.showBodyContent();
			this.bindToggle();
		}
	},
	renderPlayer: function() {
		var xml = '<playlist>'
				/*
					workaround for the Flash Media Player's single clip playlist preloading bug:
					add a small invisible gif as the first clip and set it's autoplay to true
				*/
				+ '<clip url="' + this.baseUrl + '/media/image/cotd/1x1_invisible.gif"'
				+ ' autoplay="true"></clip>'
				+ '<clip url="'
				+ this.content.mp3
				+ '" autoplay="false"></clip></playlist>';
		xml = xml.replace(/"/g, "\%22");
		var flashvars = {
			XMLData: xml,
			skin: this.baseUrl + '/resources/css/askDavePlayer.css'
		};
		var params = {
			bgcolor: '#ffffff',
			wmode: 'transparent',
			quality: 'best',
			allowScriptAccess: 'always'
		};
		this.playerId = 'cotd' + Math.floor(Math.random() * 1000000);
		var attributes = {
			id: this.playerId,
			name: this.playerId
		};
		swfobject.embedSWF(
			this.baseUrl + '/media/flash/player.swf',
			this.CSS.Elements.PlayerReplace,
			this.options.playerWidth.toString(),
			this.options.playerHeight.toString(),
			'9.0.28',
			this.baseUrl + '/media/flash/expressinstall.swf',
			flashvars,
			params,
			attributes
		);
	},
	hidePlayer: function() {
		var player = document.getElementById(lampo.cotd.Widget.CSS.Elements.Player);
		player.style.visibility = 'hidden';
	},
	showPlayer: function() {
		var player = document.getElementById(lampo.cotd.Widget.CSS.Elements.Player);
		player.style.visibility = '';
	},
	expand: function() {
		if(this.orientation) {
			this.element.className = this.CSS_Class.Expanded + '_' + this.orientation;
		} else {
			this.element.className = this.CSS_Class.Expanded;
		}
		this.renderBody();
	},
	collapse: function() {
		this.renderTeaser();
		if(this.orientation) {
			this.element.className = this.CSS_Class.Collapsed + '_' + this.orientation;
		} else {
			this.element.className = this.CSS_Class.Collapsed;
		}
	},
	toggleHandler: function() {
		var widget = lampo.cotd.Widget.getInstance();
		widget.toggle();
	},
	toggle: function() {
		// unselect any text that may have been accidently selected during a mouse click
		var sel;
		if(document.selection && document.selection.empty) {
			document.selection.empty();
		} else if(window.getSelection) {
			sel = window.getSelection();
			if(sel && sel.removeAllRanges) {
				sel.removeAllRanges();
			}
		}
		
		if(this.animating !== true) {
			if(this.open) {
				this.collapse();
			} else {
				this.expand();
			}
		}
		this.open = !this.open;
	},
	buildDOM: function() {
		/* dynamically create our html structure:
			step 1:
				write a div tag out to the document, in place, as an anchor
			step 2:
				get a reference to the div we just wrote out
			step 3:
				using DOM functions, create all the necessary elements
				on the fly and add it to the first div
			step 4:
				hookup event handlers
			step 5:
				render contents (title, teaser)
		*/
		var CSS = lampo.cotd.Widget.CSS.Elements;
		var CSS_Class = lampo.cotd.Widget.CSS.Classes;
		
		document.write('<div id="' + CSS.Widget + '"></div>');
		var widgetDiv = document.getElementById(CSS.Widget);
		
		var widgetWrapperDiv = document.createElement('div');
		widgetWrapperDiv.id = CSS.WidgetWrapper;
		
		var widgetHeaderDiv = document.createElement('div');
		widgetHeaderDiv.id = CSS.WidgetHeader;
		
		var widgetBodyDiv = document.createElement('div');
		widgetBodyDiv.id = CSS.WidgetBody;
		
		var titleDiv = document.createElement('div');
		titleDiv.id = CSS.Title;
		
		var contentWrapperDiv = document.createElement('div');
		contentWrapperDiv.id = CSS.ContentWrapper;
		
		var contentDiv = document.createElement('div');
		contentDiv.id = CSS.Content;
		
		var breakerDiv = document.createElement('div');
		breakerDiv.id = CSS.Breaker;
		
		var playerDiv = document.createElement('div');
		playerDiv.id = CSS.Player;
		
		var playerReplaceDiv = document.createElement('div');
		playerReplaceDiv.id = CSS.PlayerReplace;
		playerReplaceDiv.innerHTML = 'Want to listen to this clip? '
		+ 'You\'ll need to get the '
		+ '<a href="http://www.adobe.com/products/flashplayer/">'
		+ 'Adobe Flash Player</a>';
		
		var imgDiv = document.createElement('div');
		imgDiv.id = CSS.ImageDiv;
		
		// Flash Player
		playerDiv.appendChild(playerReplaceDiv);
		
		// Widget container + wrapper + children
		
		var wrapperWrapperDiv = document.createElement('div');
		wrapperWrapperDiv.id = CSS.WidgetWrapperWrapper;
		
		wrapperWrapperDiv.appendChild(widgetWrapperDiv);
		
		widgetDiv.appendChild(wrapperWrapperDiv);
		widgetWrapperDiv.appendChild(widgetHeaderDiv);
		widgetWrapperDiv.appendChild(widgetBodyDiv);
		
		// Content Wrapper + children
		widgetBodyDiv.appendChild(contentWrapperDiv);
		contentWrapperDiv.appendChild(imgDiv);
		contentWrapperDiv.appendChild(titleDiv);
		contentWrapperDiv.appendChild(contentDiv);
		contentWrapperDiv.appendChild(breakerDiv);
		contentWrapperDiv.appendChild(playerDiv);
		
		// References
		this.element = widgetDiv;
		this.element.parts = {};
		this.element.parts.title = titleDiv;
		this.element.parts.content = contentDiv;
		this.element.parts.contentWrapper = contentWrapperDiv;
		this.element.parts.player = playerDiv;
		if(this.orientation) {
			this.element.className = CSS_Class.Collapsed + '_' + this.orientation;
		} else {
			this.element.className = CSS_Class.Collapsed;
		}
	},
	afterTeaser: function() {
		this.bindToggle();
	},
	beforeBody: function() {},
	getTeaserContent: function() {
		return '<p>' + this.content.teaser + '&nbsp;<span id="' + this.CSS.Elements.ToggleButton + '">' + this.options.toggleExpandTitle + '</span></p>';
	},
	getBodyContent: function() {
		return this.content.body + '&nbsp;<span id="' + this.CSS.Elements.ToggleButton + '">' + this.options.toggleCollapseTitle + '</span>';
	}
};
lampo.cotd.Widget.getInstance = function() {
	return window.cotd_widget;
};
lampo.cotd.Widget.Left = 'left';
lampo.cotd.Widget.Right = 'right';
lampo.cotd.Widget.CSS = {
	Classes: {
		Teaser: 'dr_cotd_teaser',
		Body: 'dr_cotd_body',
		Expanded: 'dr_cotd_expanded',
		Collapsed: 'dr_cotd_collapsed'
	},
	Elements: {
		Widget: 'dr_cotd',
		WidgetWrapper: 'dr_cotd_wrapper',
		WidgetWrapperWrapper: 'dr_cotd_wrapper_wrapper', // Yeah, no kidding, our wrappers have wrappers
		WidgetHeader: 'dr_cotd_header',
		WidgetBody: 'dr_cotd_body',
		ContentWrapper: 'dr_cotd_content_wrapper',
		Content: 'dr_cotd_content',
		SubContent: 'dr_cotd_sub_content',
		ImageDiv: 'dr_cotd_img',
		Title: 'dr_cotd_title',
		ToggleButton: 'dr_cotd_toggle_button',
		Breaker: 'dr_cotd_breaker',
		Player: 'dr_cotd_player',
		PlayerReplace: 'dr_cotd_player_replace'
	}
};

/* Inlined swfobject2.js: */
/*	SWFObject v2.2 <http://code.google.com/p/swfobject/> 
	is released under the MIT License <http://www.opensource.org/licenses/mit-license.php> 
*/
var swfobject=function(){var D="undefined",r="object",S="Shockwave Flash",W="ShockwaveFlash.ShockwaveFlash",q="application/x-shockwave-flash",R="SWFObjectExprInst",x="onreadystatechange",O=window,j=document,t=navigator,T=false,U=[h],o=[],N=[],I=[],l,Q,E,B,J=false,a=false,n,G,m=true,M=function(){var aa=typeof j.getElementById!=D&&typeof j.getElementsByTagName!=D&&typeof j.createElement!=D,ah=t.userAgent.toLowerCase(),Y=t.platform.toLowerCase(),ae=Y?/win/.test(Y):/win/.test(ah),ac=Y?/mac/.test(Y):/mac/.test(ah),af=/webkit/.test(ah)?parseFloat(ah.replace(/^.*webkit\/(\d+(\.\d+)?).*$/,"$1")):false,X=!+"\v1",ag=[0,0,0],ab=null;if(typeof t.plugins!=D&&typeof t.plugins[S]==r){ab=t.plugins[S].description;if(ab&&!(typeof t.mimeTypes!=D&&t.mimeTypes[q]&&!t.mimeTypes[q].enabledPlugin)){T=true;X=false;ab=ab.replace(/^.*\s+(\S+\s+\S+$)/,"$1");ag[0]=parseInt(ab.replace(/^(.*)\..*$/,"$1"),10);ag[1]=parseInt(ab.replace(/^.*\.(.*)\s.*$/,"$1"),10);ag[2]=/[a-zA-Z]/.test(ab)?parseInt(ab.replace(/^.*[a-zA-Z]+(.*)$/,"$1"),10):0}}else{if(typeof O.ActiveXObject!=D){try{var ad=new ActiveXObject(W);if(ad){ab=ad.GetVariable("$version");if(ab){X=true;ab=ab.split(" ")[1].split(",");ag=[parseInt(ab[0],10),parseInt(ab[1],10),parseInt(ab[2],10)]}}}catch(Z){}}}return{w3:aa,pv:ag,wk:af,ie:X,win:ae,mac:ac}}(),k=function(){if(!M.w3){return}if((typeof j.readyState!=D&&j.readyState=="complete")||(typeof j.readyState==D&&(j.getElementsByTagName("body")[0]||j.body))){f()}if(!J){if(typeof j.addEventListener!=D){j.addEventListener("DOMContentLoaded",f,false)}if(M.ie&&M.win){j.attachEvent(x,function(){if(j.readyState=="complete"){j.detachEvent(x,arguments.callee);f()}});if(O==top){(function(){if(J){return}try{j.documentElement.doScroll("left")}catch(X){setTimeout(arguments.callee,0);return}f()})()}}if(M.wk){(function(){if(J){return}if(!/loaded|complete/.test(j.readyState)){setTimeout(arguments.callee,0);return}f()})()}s(f)}}();function f(){if(J){return}try{var Z=j.getElementsByTagName("body")[0].appendChild(C("span"));Z.parentNode.removeChild(Z)}catch(aa){return}J=true;var X=U.length;for(var Y=0;Y<X;Y++){U[Y]()}}function K(X){if(J){X()}else{U[U.length]=X}}function s(Y){if(typeof O.addEventListener!=D){O.addEventListener("load",Y,false)}else{if(typeof j.addEventListener!=D){j.addEventListener("load",Y,false)}else{if(typeof O.attachEvent!=D){i(O,"onload",Y)}else{if(typeof O.onload=="function"){var X=O.onload;O.onload=function(){X();Y()}}else{O.onload=Y}}}}}function h(){if(T){V()}else{H()}}function V(){var X=j.getElementsByTagName("body")[0];var aa=C(r);aa.setAttribute("type",q);var Z=X.appendChild(aa);if(Z){var Y=0;(function(){if(typeof Z.GetVariable!=D){var ab=Z.GetVariable("$version");if(ab){ab=ab.split(" ")[1].split(",");M.pv=[parseInt(ab[0],10),parseInt(ab[1],10),parseInt(ab[2],10)]}}else{if(Y<10){Y++;setTimeout(arguments.callee,10);return}}X.removeChild(aa);Z=null;H()})()}else{H()}}function H(){var ag=o.length;if(ag>0){for(var af=0;af<ag;af++){var Y=o[af].id;var ab=o[af].callbackFn;var aa={success:false,id:Y};if(M.pv[0]>0){var ae=c(Y);if(ae){if(F(o[af].swfVersion)&&!(M.wk&&M.wk<312)){w(Y,true);if(ab){aa.success=true;aa.ref=z(Y);ab(aa)}}else{if(o[af].expressInstall&&A()){var ai={};ai.data=o[af].expressInstall;ai.width=ae.getAttribute("width")||"0";ai.height=ae.getAttribute("height")||"0";if(ae.getAttribute("class")){ai.styleclass=ae.getAttribute("class")}if(ae.getAttribute("align")){ai.align=ae.getAttribute("align")}var ah={};var X=ae.getElementsByTagName("param");var ac=X.length;for(var ad=0;ad<ac;ad++){if(X[ad].getAttribute("name").toLowerCase()!="movie"){ah[X[ad].getAttribute("name")]=X[ad].getAttribute("value")}}P(ai,ah,Y,ab)}else{p(ae);if(ab){ab(aa)}}}}}else{w(Y,true);if(ab){var Z=z(Y);if(Z&&typeof Z.SetVariable!=D){aa.success=true;aa.ref=Z}ab(aa)}}}}}function z(aa){var X=null;var Y=c(aa);if(Y&&Y.nodeName=="OBJECT"){if(typeof Y.SetVariable!=D){X=Y}else{var Z=Y.getElementsByTagName(r)[0];if(Z){X=Z}}}return X}function A(){return !a&&F("6.0.65")&&(M.win||M.mac)&&!(M.wk&&M.wk<312)}function P(aa,ab,X,Z){a=true;E=Z||null;B={success:false,id:X};var ae=c(X);if(ae){if(ae.nodeName=="OBJECT"){l=g(ae);Q=null}else{l=ae;Q=X}aa.id=R;if(typeof aa.width==D||(!/%$/.test(aa.width)&&parseInt(aa.width,10)<310)){aa.width="310"}if(typeof aa.height==D||(!/%$/.test(aa.height)&&parseInt(aa.height,10)<137)){aa.height="137"}j.title=j.title.slice(0,47)+" - Flash Player Installation";var 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		title: "Your Problem is American Express",
		teaser: "Kelly and her husband are newlyweds starting the Baby Steps. He has a credit card that was turned over to a debt collector. The debt isn't on his credit report, which makes Kelly nervous.",
		body: "<p><strong>QUESTION:</strong> Kelly in Spokane and her husband are newlyweds starting the Baby Steps. He has a credit card that was turned over to a debt collector. They had been taking payments out of their checking account, and they canceled it after listening to Dave. The debt isn&rsquo;t on his credit report, which makes Kelly nervous.</p><p><strong>ANSWER:</strong> You don&rsquo;t have any current statements. Ask for a current statement on where this account stands. And when you get one, then resume payments. It&rsquo;s behind anyway. Don&rsquo;t pay them anymore until you get a current statement as to where this account stands. They can tack on all kinds of stuff. That doesn&rsquo;t mean you&rsquo;re going to pay it, but they can tack it on. What may end up happening is you end up settling for a lump sum later.</p><p>It not being on his credit report doesn&rsquo;t mean anything. That just means they haven&rsquo;t reported it. You still owe the money, and you still don&rsquo;t know how much.</p><p>American Express is your problem. Those people are complete buttholes. They&rsquo;re just absolutely ridiculous to work with. And you&rsquo;re not dealing with a collector. You&rsquo;re dealing with an in-house agency. They just changed the names and moved the butt down the hall. That&rsquo;s all it is. They still work for American Express. They haven&rsquo;t sold the debt or farmed it out. They do their own collections. It&rsquo;s usually going to be either New York or Phoenix or Jacksonville, Florida, and then you&rsquo;re dealing with AmEx idiots. If you&rsquo;ve talked to them, they&rsquo;re just complete morons. They&rsquo;re abusive, abrasive, they&rsquo;re twerps. I will never do business with any branch of that company again after dealing with them. They lie.</p><p>You probably are paying who you&rsquo;re supposed to be paying, but the problem is unless you get a statement that you can tie your payments back to, they lie so much&mdash;you can tell they&rsquo;re lying if their mouth&rsquo;s moving&mdash;they just make crap up. It is a filthy company. You&rsquo;ve really got to get statements. What I would do is call them every day. Tell them when they get you a statement, you&rsquo;ll get them some money. You need to clear it up. It&rsquo;s not something that just because they&rsquo;re idiots we&rsquo;re going to ignore. You&rsquo;ve got a debt that is legitimate that you do owe, and you need to pay your debt. That part is there, and it&rsquo;s not going to go away. It&rsquo;s just going to get worse. We need to get it cleared up. Let&rsquo;s just force their hand and make them give you a statement as soon as possible. I wouldn&rsquo;t give them any more money until you get a statement, because they lie. You&rsquo;ve got to have something that you can tie the math back to and clear this mess up.</p>",
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		contentId: "122482",
		datePublished: "2012-02-03 00:00:00.0",
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