Learn more about money

Beat debt and build wealth with these free resources.

• The Dave Ramsey Show
  • Listen

    The show is all about life, love and relationships—and how they all happen to revolve around money.

  • Podcast

    Stay motivated and informed by accessing the last 30 days of the show through MP3 downloads and podcasts.

  • Archives

    Simply plug into the archives for your daily dose of Dave.

  • Ask Dave

    Check out Dave's answers to people who call his show for advice.

• Dave's Seven Baby Steps
  • Baby Step 1

    $1,000 to start an emergency fund

  • Baby Step 2

    Pay off all debt using the debt snowball

  • Baby Step 3

    3 to 6 months of expenses in savings

  • Baby Step 4

    Invest 15% of household income into pre-tax retirement accounts

  • Baby Step 5

    College funding for children

  • Baby Step 6

    Pay off home early

  • Baby Step 7

    Build wealth and give!

• Financial Peace University (FPU)
  • Attend a Class

    Find a class being offered around the country, or take FPU Online.

  • Host a Class

    Bring Financial Peace to your community by hosting a class!

• Tools, Forms and Calculators
  • Ask Dave

    Check out Dave's answers to people who call the show for advice.

  • Budget Forms

    Start your budget with these basic budgeting forms.

  • Investing Calculator

    See how your investments will grow over time.

  • Mortgage Calculator

    Find out how rates, payments and time affect your mortgage.

Get on Dave's plan

Make smarter choices with money by understanding how you spend it.

• Books, CDs, DVDs and More
  • Books - Dave's Best-Sellers

    The Total Money Makeover and Financial Peace Revisited

  • CDs and DVDs

    The most popular lessons from Dave's Financial Peace University

  • Kids' Products

    Books and tools to help your kids win with money for life

• Classes
  • Financial Peace University

    Get your lifetime membership and class materials today!

  • For High Schools

    Foundations in Personal Finance is Dave's class for high schools.

  • For Youth Groups

    Generation Change is Dave's Bible study for large and small groups.

• Software
  • Personal Finance Software

    Build your monthly cash-flow plan and calculate your debt snowball.

  • Online Budgeting Software

    Build and track your budget, set goals, and listen to the show.

• Live Events
  • Total Money Makeover LIVE!

    It's the largest personal finance event in the nation.

  • EntreLeadership 1-Day

    Lessons from Dave about growing a business and leading your team.

  • EntreLeadership Master Series

    Learn directly from Dave at the ultimate business conference.

Find Dave's trusted services

Expect excellent service from these businesses Dave recommends.

• Endorsed Local Providers (ELP)
  • Investing

    Get expert advice on retirement and building wealth.

  • Real Estate

    Find an expert real estate agent to help you buy or sell a home.

  • Insurance

    Get affordable auto, home or long-term care insurance.

  • Health Insurance

    Find affordable health insurance coverage such as HSAs and PPOs.

  • Tax

    Get professional help for your personal and business taxes.

• Dave Recommends
  • Insurance: Zander

    Zander has helped Dave's listeners find the best rates for 10 years.

  • Mortgage: Churchill

    Dave fans trust Churchill Mortgage with their lending needs.

  • Legal Forms: USLegalForms.com

    Get online wills, powers of attorney and real estate contracts.

  • Meal Planning: emealz

    Save money and time while shopping for groceries!

  • Internet Safety: Safe Eyes

    Protect your family and monitor their computer activity.

• Financial Coaching
  • Find a Coach

    Dave's coaches have empowered thousands to take control of their money.

  • Become a Coach

    Learn how to confidently counsel others one-on-one.

Stay connected