Question: Anthony asks if Dave's investing system is sound, given the current economic conditions going toward greater calamity. What does Dave think?

Dave Ramsey's advice: The total money makeover investing strategies are to pay cash for real estate that you own free and clear, and invest in America's best and brightest companies with a long-term mentality by good growth-stock mutual funds where you are well diversified. I don't agree that the stock market is nearing calamity. It's up about 30% since March 9. There is a lot of drama in your words. Don't be afraid. You can choose to be afraid or you can choose not to.

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Delores and her husband are both over 70 and need to start taking money out of the mutual fund. Where should they put it if they want to keep saving? Dave answers her, but then has something to say about the way they lived, and how you can learn a big-time lesson from it.

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Dave reads a Fox news story about a woman whose house was in foreclosure. At the auction, a stranger did what some would only dream of doing, and made someone's day at the same time.

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