Mike has some rough words for Dave on his choice of investments, citing how gold is up and the stock market is way down. He says Dave gives advice to "imbecile Christians" and he will be broke a year from now. What does Dave say to THAT?

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Rick thinks Dave belittles his callers when they disagree with him. He is also critical of Dave's viewpoint on the FICO score and its importance in America. Dave is critical of a few things on Rick, who calls Dave a redneck millionaire.

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Question: Jack thinks Dave is horribly misleading about where you should invest your dollar. When he explains his viewpoint about the debt implosion and the federal reserve monetization of everything in sight, Dave thinks there is a special name for the Jacks of the world.

Dave Ramsey's answer: I'll admit you are a kook! You think the entire economy is going to implode. I'm glad YOU'RE not the one we're following. You're a kook-a-zoid!

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