Addiction could cost everything
Question: Sean spends money like crazy, and has a separate checking account from his wife. He feels addicted to spending, and she wants to end the marriage. He doesn't know where to go from here. He's willing to change, but Dave says she needs to see something important before she can believe him.
Dave Ramsey's advice: There are 2 possibilities. Either you're a shopaholic, or you've just grown up having never been told "no". You've got to believe what you are telling me, and if you do, you can change this stuff. A healthy level of disgust is what's needed to change here. When you've said "I've had it", or you realize that a shopping trip could end your marriage, you will change.
The 2 of you sit down and spend this month's income on paper and on purpose. You can allocate blow money, but you can't exceed that. If you spend the gas money at Wal-Mart, then you have to park your car. With this written budget, you have something that holds you accountable. If you break the budget, that means you lied to your wife and your marriage is in trouble.
Dave makes reference to his rant last week on butt scratching and bass fishing. He then reads a comment from Julie, and Dave gets some attitude on it.
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