School debt and sick child

Question: Nicole has been out of work for a year and a half. Since then she has had a baby and is in $60,000 of debt. Her son was born with health problems and she needs insurance to cover his needs. If she were to take on a fulltime job paying $40,000 of debt she would need to find daycare but if she were to take on a part time job she would need something that pays less that $12,000 to qualify for Medicaid. Dave says she needs to take on the fulltime job to provide hope for the future.

Dave Ramsey's answer: You need to do everything you can to pay down debt while making sure insurance covers your son's medical care. Drive an inexpensive car and try to make everything you can to get ahead and clean this mess up.

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