Dave Ramsey

Picking up the pieces

Question: Carrie is on Dave's plan and built a house with her husband. They have four kids with another on the way, and her husband just left her. She doesn't know how to pick up the pieces. He makes $100,000 a year and has been paying $3,000 a month in child support. She split some bills with him, but Dave isn't buying into that.

Dave Ramsey's advice: I'm not splitting up any bills; I'm taking everything. You're a full-time mom with five kids ... you're going to get everything. You're going to own him when this is done. Let him have the house and you go rent something a lot cheaper, and let him deal with the debt.

I know you don't want to move the kids, but you don't have a choice. You have five kids and only $3,000 in monthly child support. You need to sell this house and get the assets from this marriage to try and feed these kids. I'm not trying to be vengeful, I'm just trying to protect these kids. I'm going to get an attorney that sees to it that he gets as little as possible.

You need to get some family and some emotional and financial support around you. You need a strong attorney. Then you need to reset your life based on a deeply reduced lifestyle, in order to have a future.

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