Listener asks Dave if he thinks the $915 billion in credit card debt will melt the economy down. Dave doesn't think so, and says why.

• Hear the call

Ephesians 4:14-15 - We should no longer be children tossed to and fro and carried about with every wind of doctrine, by the trickery of men, in the cunning craftiness of deceitful plotting, but speaking the truth in love may grow up in all things into Him who is the head, Christ.

The strongest principle of growth lies in human choice - George Elliot