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Red Designer Wallet Envelope System

Includes Bonus PDF Guide
The new Designer Wallet Envelope System combines your wallet and envelope system into one streamlined product, keeping everything organized. Now it's easier than ever to get and keep control of your money!
ITEM NO: 9781937077525PUB
$24.99 $34.99 (29% off)
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If you're just starting with Dave's principles, this is a great way to get immersed in the essentials that will transform everything you do from here on out. Learn more
$45.00 List $124.74

All you need to start Dave's proven, easy-to-use cash management system is right here!

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What's Inside?


The new Designer Wallet Envelope System combines your wallet and envelope system into one streamlined product, keeping everything organized. Now it's easier than ever to get and keep control of your money!

The Designer Wallet Envelope System includes:

The Designer Wallet Envelope System includes:

  • Accordion Styling With Zippered Enclosure
    Accordion folds expand to hold and secure all your valuables
  • 6 Built-in Envelopes
    Stay organized and on track with your budget
  • 8 Convenient Card Slots
    Keep track of your debit card, driver's license, insurance cards, rewards cards and more
  • Zippered Coin Pocket
    Stash your coins and receipts
  • Cell Phone Pocket
    Exterior pocket stores your cell phone and puts necessities at your fingertips

Why Use Envelopes?

I found out that Grandma's way to handle money still works. People used to always use cash envelopes to control their monthly spending, but very few do in today's card swiping culture. The envelope system is a key component of the Total Money Makeover plan because it works. Here are a few simple basics for starting a cash envelope system:

  1. Budget each paycheck. Budget is a dirty word to most people, but you must budget down to the last dime if you're going to successfully implement the envelope system.
  2. Divide and conquer. Of course, there will be budget items that you cannot include in your envelope system, like bills paid by check or automatic withdraw. However, you can create categories like food, gas, clothing and entertainment.
  3. Fill 'er Up. After you've categorized your cash expenses, fill each envelope with the money allotted for it in your budget. For example, if you allow $100 for clothing, put $100 in cash in your clothing envelope for the month.
  4. When it's gone, it's gone. Once you've spent all the money in a given envelope, you're done spending for that category. If you go on a shopping spree and spend the $100 in your clothing envelope, you can't spend any more on clothes until you budget for that category again. That means no visits to the ATM to withdraw more money!
  5. Don't be tempted. While debit cards can't get you directly into debt, if used carelessly, they can cause you to over-spend. There's something psychological about spending cash that hurts more than swiping a piece of plastic. If spending cash whenever possible can become a habit, you'll be less likely to over-spend or buy on impulse.
  6. Give it time. It will take a few months to perfect your envelope system. Don't give up after a month or two if it's not clicking. You'll get the hang of it and see how beneficial the envelope system is as you dump debt, build wealth, and achieve financial peace! See ... simple!



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Please use this link to download your Guide to the Envelope System. Happy saving!

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