Customer Care: 888.227.3223

Envelope Replacement/Refill Sheets

The Envelope Replacement Sheets fit perfectly in the Deluxe, Designer and Standard Envelope Systems to help you keep track of your cash and avoid busting your budget.
ITEM NO: 9781938400117PUB
$4.95
In Stock
View Full Description

The Envelope Replacement/Refill Sheets for the Envelope Systems include eight envelopes and recording sheets.


(These envelopes work with the Deluxe, Designer, and Standard Systems. They are not compatible with the Original Green Envelope System.)

Why Use Envelopes?

Grandma's way of handling money still works. Many people used cash envelopes in the past to control their monthly spending, but very few do in today's card-swiping culture. The envelope system is a key component of The Total Money Makeover plan because it works. Here are a few simple basics for starting a cash envelope system:

  1. Budget each paycheck. Budget is a dirty word to most people, but you must budget down to the last dime if you're going to successfully implement the envelope system.
  2. Divide and conquer. Of course, there will be budget items that you cannot include in your envelope system, like bills paid by check or automatic withdrawal. However, you can create categories like food, gas, clothing and entertainment.
  3. Fill 'er up. After you've categorized your cash expenses, fill each envelope with the money allotted in your budget. For example, if you allow $100 for clothing, put $100 in cash in your clothing envelope for the month.
  4. When it's gone, it's gone. Once you've spent all the money in a given envelope, you're done spending for that category. If you go on a shopping spree and spend the $100 in your clothing envelope, you can't spend any more on clothes until you budget for that category again. That means no visits to the ATM to withdraw more money!
  5. Don't be tempted. While debit cards can't get you directly into debt, they can cause you to overspend if used carelessly. There's something psychological about spending cash that hurts more than swiping a piece of plastic. If you make a habit of spending cash whenever possible, you'll be less likely to overspend or buy on impulse.
  6. Give it time. It will take a few months to perfect your envelope system. Don't give up after a month or two if it's not clicking. You'll get the hang of it and see how beneficial the envelope system is as you dump debt, build wealth, and achieve financial peace! See ... simple!
$4.95

UPGRADE TO

The Starter Envelope System has all the tools that you need to begin Dave's proven, easy-to-use cash management system. Try this simple way to manage your household income and expenses and avoid spending more than you earn! Learn more
$10.00 List $17.95

The Envelope Replacement/Refill Sheets for the Envelope Systems include eight envelopes and recording sheets.


(These envelopes work with the Deluxe, Designer, and Standard Systems. They are not compatible with the Original Green Envelope System.)

Why Use Envelopes?

Grandma's way of handling money still works. Many people used cash envelopes in the past to control their monthly spending, but very few do in today's card-swiping culture. The envelope system is a key component of The Total Money Makeover plan because it works. Here are a few simple basics for starting a cash envelope system:

  1. Budget each paycheck. Budget is a dirty word to most people, but you must budget down to the last dime if you're going to successfully implement the envelope system.
  2. Divide and conquer. Of course, there will be budget items that you cannot include in your envelope system, like bills paid by check or automatic withdrawal. However, you can create categories like food, gas, clothing and entertainment.
  3. Fill 'er up. After you've categorized your cash expenses, fill each envelope with the money allotted in your budget. For example, if you allow $100 for clothing, put $100 in cash in your clothing envelope for the month.
  4. When it's gone, it's gone. Once you've spent all the money in a given envelope, you're done spending for that category. If you go on a shopping spree and spend the $100 in your clothing envelope, you can't spend any more on clothes until you budget for that category again. That means no visits to the ATM to withdraw more money!
  5. Don't be tempted. While debit cards can't get you directly into debt, they can cause you to overspend if used carelessly. There's something psychological about spending cash that hurts more than swiping a piece of plastic. If you make a habit of spending cash whenever possible, you'll be less likely to overspend or buy on impulse.
  6. Give it time. It will take a few months to perfect your envelope system. Don't give up after a month or two if it's not clicking. You'll get the hang of it and see how beneficial the envelope system is as you dump debt, build wealth, and achieve financial peace! See ... simple!

Customers who purchased Envelope Replacement/Refill Sheets also purchased the following:

Shipping Info

Downloaded product like ebooks, audio books, etc. will be delivered to you immediately after you complete your order. For more information on delivery for electronic products, click here.

All other product, unless otherwise noted, will be processed and ready to ship within 2 business days (often even faster). The total delivery time depends on the service you chose and where your order is being delivered. You may see multiple shipping options to choose from during checkout. Our default choice will always be the most economical, but not necessarily the fastest.




Estimated Delivery Times


(Delivery times include 2 additional business days for order processing)

  • $4.95 ECONOMY SHIPPING
    This method typically ships via the U.S. Postal Service and should arrive in 6-12 Business Days (closer to 6 days for states nearest to TN, closer to 12 days for states farthest from TN). This method is trackable and will include a tracking number on the shipping confirmation e-mail. Please be aware that once sent to you, the shipping confirmation number may take several hours to show up on the shipper’s tracking system.

  • $6.95 STANDARD SHIPPING
    This method typically ships vis UPS and should arrive in 4-7 Business Days (closer to 4 days for states nearest to TN, closer to 7 days for states farthest from TN). This method is trackable and will include a tracking number on the shipping confirmation e-mail. Please be aware that once sent to you, the shipping confirmation number may take several hours to show up on the shipper’s tracking system.
    NOTE: UPS Can NOT deliver to a PO Box or an APO address. If you want your package delivered to a PO Box / APO address please select economy shipping.

  • SECOND DAY AIR:
    Orders placed before 11:00am on a business day will be delivered in 2 business days. Orders placed after 11:00am on a business day will be delivered in 3 business days. This method is trackable and will include a tracking number on the shipping confirmation e-mail.

  • NEXT DAY AIR:
    Orders placed before 11:00am on a business day will be delivered the next business days. Orders placed after 11:00am on a business day will be delivered in 2 business days. This method is trackable and will include a tracking number on the shipping confirmation e-mail.

You May Also Enjoy

$20.00
What if there was a gift that would prepare graduating seniors for their college experience? We have what you're looking for. The Graduate's Survival Guide is a book and DVD gift set in a stylish gift case. Learn more
$109.00 List $199.00
Within the first 90 days of Dave's most popular class, the average family pays off $5,300 in debt and saves $2,700. These nine lessons will teach you to get out of debt the same way you learned to walk-one step at a time. Learn more
$19.00 List $24.95
Teach your children that money comes from work and the importance of giving, saving and spending. Financial Peace Junior is tailored for children ages 3–12. Learn more