Dave's Personal Finance Software on CD
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The Truth About Budgeting
Myth: I don't have time to work on a budget.
Truth: You don't have time not to make a budget!
The dreaded "B" word. Budget. The only other word that starts with "B" that might generate a worse reaction in most people is the word bankruptcy.
Unfortunately, the word budget has gotten a bum rap – it is basically just a PLAN. When you budget, you're spending on paper, on purpose, before the month begins. But many people view a budget as a straight jacket that keeps them constrained. Freedom and budget just don't seem to go together.
However, when you see that a budget is just spending your money with intention, you'll actually experience more freedom than before. Many people say they've found even more money when they created a realistic budget and stuck with it.
Here are some pointers:
- Give it three to four months to start working. It won't be perfect the first time you do it.
- Spend every dime on paper before the month begins.
- Over-fund your groceries category. Most people underfund that category.
- Husbands (if applicable) need to loosen up and quit using the budget as a whipping tool on their wives.
- If married, spouses need to do the budget together. The preacher said "... and you are ONE."
When you are spending your money on purpose, you will be on your way to a Total Money Makeover. You will be on the road to changing your family tree forever!
What It's About
With Dave's Personal Finance Software, you'll be able to:
- Build your monthly cash flow plan
- Calculate how quickly you can pay off debt with the Debt Snowball
- Determine how much you need to save each month to have the retirement you want
- Plan for large annual expenses such as holiday spending or insurance premiums
- Balance your checkbook quickly and easily
System Requirements
- Not Mac-compatible
- Pentium III processor
- Windows XP, Windows Vista, and Windows 7
- Please visit our software Frequently Asked Questions for answers to the majority of software questions asked by our customers.
- Internet Explorer 5.01 or above (available on Microsoft’s Windows Update website)
Customers who purchased Dave's Personal Finance Software on CD also purchased the following:
Shipping Info
Downloaded product like ebooks, audio books, etc. will be delivered to you immediately after you complete your order. For more information on delivery for electronic products, click here.
All other product, unless otherwise noted, will be processed and ready to ship within 2 business days (often even faster). The total delivery time depends on the service you chose and where your order is being delivered. You may see multiple shipping options to choose from during checkout. Our default choice will always be the most economical, but not necessarily the fastest.
Estimated Delivery Times
(Delivery times include 2 additional business days for order processing)
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$4.95 ECONOMY SHIPPING
This method typically ships via the U.S. Postal Service and should arrive in 6-12 Business Days (closer to 6 days for states nearest to TN, closer to 12 days for states farthest from TN). This method is trackable and will include a tracking number on the shipping confirmation e-mail. Please be aware that once sent to you, the shipping confirmation number may take several hours to show up on the shipper’s tracking system.
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$6.95 STANDARD SHIPPING
This method typically ships vis UPS and should arrive in 4-7 Business Days (closer to 4 days for states nearest to TN, closer to 7 days for states farthest from TN). This method is trackable and will include a tracking number on the shipping confirmation e-mail. Please be aware that once sent to you, the shipping confirmation number may take several hours to show up on the shipper’s tracking system.
NOTE: UPS Can NOT deliver to a PO Box or an APO address. If you want your package delivered to a PO Box / APO address please select economy shipping.
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SECOND DAY AIR:
Orders placed before 11:00am on a business day will be delivered in 2 business days. Orders placed after 11:00am on a business day will be delivered in 3 business days. This method is trackable and will include a tracking number on the shipping confirmation e-mail.
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NEXT DAY AIR:
Orders placed before 11:00am on a business day will be delivered the next business days. Orders placed after 11:00am on a business day will be delivered in 2 business days. This method is trackable and will include a tracking number on the shipping confirmation e-mail.
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