The Total Money Makeover
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Watch the Video Description
The Truth About Debt
Myth: Debt is a tool and should be used to help create prosperity.
Truth: Debt isn't used by wealthy people nearly as much as we are led to believe.
Debt is dumb. Most normal people are just plain broke because they are in debt up to their eyeballs with no hope of help. If you're in debt, then you're a slave because you do not have the freedom to use your money to help change your family tree.
According to a USA Today article about debt, 78% of Baby Boomers have mortgage debt, 59% have credit card debt, and 56% have car payments. It takes a lot of will, discipline, courage and help to slay the debt monster. But it can be done. Imagine how much you could put toward retirement if you just didn't have a stinking car payment? This is how the wealthy really build their wealth. Debt is dumb. Welcome to the real world!
What It's About
Dave condenses his 17 years of financial teaching and counseling into 7 organized, easy-to-follow steps that will lead you out of debt and into a Total Money Makeover. Plus, you’ll read over 50 real-life stories from people just like you who have followed these principles and are now winning with their money. It is a plan designed for everyone, regardless of income or age.
What To Expect
With The Total Money Makeover, you'll be able to:
- Design a sure-fire plan for paying off ALL debt
- Recognize the 10 most dangerous money myths
- Secure a big, fat nest egg for emergencies and retirement
- Positively change your life and your family tree!
Testimonies
This book really got my attention and motivated me with its memorable phrases and illustrations and a realistic plan on how to get Murphy out of my life and keep him out for good. Christine California
We read The Total Money Makeover, and it changed our attitude about money. It has changed our lives so much that we bought 10 copies and gave them away to family members. We are getting ready to purchase 10 more to give away to our friends. Devin & Glenda Alaska
Publisher's Notes
The success stories speak for themselves in this latest book from money maestro Dave Ramsey. Instead of promising the normal dose of quick fixes, Ramsey offers a bold, no-nonsense approach to money matters, providing not only the how-to but also a grounded and uplifting hope for getting out of debt and achieving total financial health.
Ramsey debunks the many myths of money (exposing the dangers of cash advance, rent-to-own, debt consolidation) and attacks the illusions and downright deceptions of the American dream, which encourages nothing but overspending and massive amounts of debt. "Don't even consider keeping up with the Joneses," Ramsey declares in his typically candid style. "They're broke!"
And this isn't theory. It works every single time. It works because it is simple. It works because it gets to the heart of the money problems: You.
Thomas Nelson Publishers
Accolades
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Customers who purchased The Total Money Makeover also purchased the following:
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Dave Ramsey's Complete Guide to Money $10.00 -
EntreLeadership $10.00 -
Quitter $10.00
Shipping Info
Downloaded product like ebooks, audio books, etc. will be delivered to you immediately after you complete your order. For more information on delivery for electronic products, click here.
All other product, unless otherwise noted, will be processed and ready to ship within 2 business days (often even faster). The total delivery time depends on the service you chose and where your order is being delivered. You may see multiple shipping options to choose from during checkout. Our default choice will always be the most economical, but not necessarily the fastest.
Estimated Delivery Times
(Delivery times include 2 additional business days for order processing)
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$4.95 ECONOMY SHIPPING
This method typically ships via the U.S. Postal Service and should arrive in 6-12 Business Days (closer to 6 days for states nearest to TN, closer to 12 days for states farthest from TN). This method is trackable and will include a tracking number on the shipping confirmation e-mail. Please be aware that once sent to you, the shipping confirmation number may take several hours to show up on the shipper’s tracking system.
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$6.95 STANDARD SHIPPING
This method typically ships vis UPS and should arrive in 4-7 Business Days (closer to 4 days for states nearest to TN, closer to 7 days for states farthest from TN). This method is trackable and will include a tracking number on the shipping confirmation e-mail. Please be aware that once sent to you, the shipping confirmation number may take several hours to show up on the shipper’s tracking system.
NOTE: UPS Can NOT deliver to a PO Box or an APO address. If you want your package delivered to a PO Box / APO address please select economy shipping.
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SECOND DAY AIR:
Orders placed before 11:00am on a business day will be delivered in 2 business days. Orders placed after 11:00am on a business day will be delivered in 3 business days. This method is trackable and will include a tracking number on the shipping confirmation e-mail.
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NEXT DAY AIR:
Orders placed before 11:00am on a business day will be delivered the next business days. Orders placed after 11:00am on a business day will be delivered in 2 business days. This method is trackable and will include a tracking number on the shipping confirmation e-mail.
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